So uh, Rockstar bscly admitted that the insurance of the Paragon and Thrax was bugged the first 2 days, and they want to give everybody that lost theirs a new one (but for whatever reason they're taking ages, prolly still trying to figure out what f-ed it up in the first place) so even if yours was blown up by a griefer, thats not relevant, they themselves say they owe you a new car, if you didnt already just send a ticket and join the waiting party. Like the weapon system, switching between radio stations is now done by bringing up a radio station wheel while in a vehicle to jump to any station, or turn off the radio.
I could screen shot my awards too but that dont mean someone didnt blown up my car while taking it home from the docks which R would not reimburse me for as I would be at fault. As in previous Grand Theft Auto games, radio stations play a big part in Grand Theft Auto Online.